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The Challenge
DSM Shared Financial Service Center (SFSC) is a service department belonging to DSM Business Support, providing financial services to the DSM Business Groups and DSM Service Units regarding credit management risks. Part of the SFSC is the Credit Risk Assessment Center (CRAC), which analyzes and assesses the end-customers' creditworthiness. Within this department, we are looking for a Credit Risk Assessment Officer.
As DSM has adapted a corporate policy of non-insurance, you operate in an area of tension and have to find a balance between maximizing sales on the one hand and minimizing (financial) risk on the other hand. The great diversity in Business Groups and its segments in a worldwide environment give an extra dimension to the operations.
Your tasks consist of:
• Gathering information from various sources and assessing the creditworthiness of DSM's customers by setting risk categories and advising on credit limits per customer.
• You will also maintain such by means of cyclical reviewing;visiting customers if necessary for assessment; maintaining regular contacts with several stakeholders such as sales managers, commercial assistants, agents, controllers etc on a global scale as well as with internationally located Credit Risk colleagues;developing country-specific knowledge on financial, economical and political issues.
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The Ideal
You have a Bachelor's degree in Finance & Economics or a Master's degree in Business Economics with at least 3-5 years experience in a credit risk assessment environment.
You like to work in an international, multicultural and challenging B2B environment. You understand financial concepts, reporting and consolidation tools and your capability of financial analysis is high. You have experience working with multinationals and understand matrix organisations. You are flexible, keen to learn new things and adaptive to changing and sometimes stressful situations. You build relationships naturally and can easily express yourself and your ideas in English (both verbal and written) and preferably in another language like Dutch, French, Spainish or Italian.
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The Reward
DSM's wide diversity of disciplines makes it possible to offer employees a great variety of roles throughout their career. For instance, you may start your career in an area related to your education/qualifications, but your future is what you make of it. At DSM we stimulate people to determine their own career path and we encourage international careers. We strive to be an Employer of Choice and ensure that our employees are nurtured and given the opportunity to develop their talents. To learn more about DSM's HR vision and policy, please visit our website at www.dsm.com/careers
The Procedure
The DSM Recruitment and Selection Process is in line with the general procedure outlined elsewhere on our Career World.
Please apply on-line and send your CV & cover letter in English* and include information on your current remuneration. Please submit application before Feb 10 or asap.
For further information on the job please contact Stiene Celis, Manager CRAC, phone +31 (0)6 22909598,
For the selection process, please contact Carmen Koch, Senior Recruiter, phone +31-(0) 45-578-2363.
A Reference procedure is part of the DSM Recruitment & Selection Process. You will be contacted when these checks are required.
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